Reach Your Academic Goals.

Join Today to Score Better
Tomorrow.

Connect to the brainpower of an academic dream team. Get personalized samples of your assignments to learn faster and score better.

Connect to a Paper Expert

How can our experts help?

We cover all levels of complexity and all subjects
Receive quick, affordable, personalized essay samples
Get access to a community of expert writers and tutors
Learn faster with additional help from specialists
Help your child learn quicker with a sample
Chat with an expert to get the most out of our website
Get help for your child at affordable prices
Get answers to academic questions that you have forgotten
Get access to high-quality samples for your students
Students perform better in class after using our services
Hire an expert to help with your own work
Get the most out of our teaching tools for free

The Samples - a new way to teach and learn

Check out the paper samples our experts have completed. Hire one now to get your own personalized sample in less than 8 hours!

Competing in the Global and Domestic Marketplace:
Mary Kay, Inc.

Type
Case study
Level
College
Style
APA
Read Sample

Reservation Wage in Labor Economics

Type
Coursework
Level
College
Style
APA
Read Sample

Pizza Hut and IMC: Becoming a Multichannel Marketer

Type
Case study
Level
High School
Style
APA
Read Sample

Washburn Guitar Company: Break-Even Analysis

Type
Case study
Level
Undergraduate
Style
APA
Read Sample

Crime & Immigration

Type
Dissertation
Level
University
Style
APA
Read Sample

Interdisciplinary Team Cohesion in Healthcare Management

Type
Case study
Level
College
Style
APA
Read Sample

Customer care that warms your heart

Our support managers are here to serve!
Check out the paper samples our writers have completed. Hire one now to get your own personalized sample in less than 8 hours!
Hey, do you have any experts on American History?
Hey, he has written over 520 History Papers! I recommend that you choose Tutor Andrew
Oh wow, how do I speak with him?!
Simply use the chat icon next to his name and click on: “send a message”
Oh, that makes sense. Thanks a lot!!
Guaranteed to reply in just minutes!
Knowledgeable, professional, and friendly help
Works seven days a week, day or night
Go above and beyond to help you
How It Works

How Does Our Service Work?

Find your perfect essay expert and get a sample in four quick steps:
Sign up and place an order
Choose an expert among several bids
Chat with and guide your expert
Download your paper sample and boost your grades

Register a Personal Account

Register an account on the Studyfy platform using your email address. Create your personal account and proceed with the order form.

01
02

Submit Your Requirements & Calculate the Price

Just fill in the blanks and go step-by-step! Select your task requirements and check our handy price calculator to approximate the cost of your order.

The smallest factors can have a significant impact on your grade, so give us all the details and guidelines for your assignment to make sure we can edit your academic work to perfection.

Hire Your Essay Editor

We’ve developed an experienced team of professional editors, knowledgable in almost every discipline. Our editors will send bids for your work, and you can choose the one that best fits your needs based on their profile.

Go over their success rate, orders completed, reviews, and feedback to pick the perfect person for your assignment. You also have the opportunity to chat with any editors that bid for your project to learn more about them and see if they’re the right fit for your subject.

03
04

Receive & Check your Paper

Track the status of your essay from your personal account. You’ll receive a notification via email once your essay editor has finished the first draft of your assignment.

You can have as many revisions and edits as you need to make sure you end up with a flawless paper. Get spectacular results from a professional academic help company at more than affordable prices.

Release Funds For the Order

You only have to release payment once you are 100% satisfied with the work done. Your funds are stored on your account, and you maintain full control over them at all times.

Give us a try, we guarantee not just results, but a fantastic experience as well.

05

Enjoy a suite of free extras!

Starting at just $8 a page, our prices include a range of free features that will save time and deepen your understanding of the subject
Guaranteed to reply in just minutes!
Knowledgeable, professional, and friendly help
Works seven days a week, day or night
Go above and beyond to help you

Latest Customer Feedback

4.7

My deadline was so short

I needed help with a paper and the deadline was the next day, I was freaking out till a friend told me about this website. I signed up and received a paper within 8 hours!

Customer 102815
22/11/2020

4.3

Best references list

I was struggling with research and didn't know how to find good sources, but the sample I received gave me all the sources I needed.

Customer 192816
17/10/2020

4.4

A real helper for moms

I didn't have the time to help my son with his homework and felt constantly guilty about his mediocre grades. Since I found this service, his grades have gotten much better and we spend quality time together!

Customer 192815
20/10/2020

4.2

Friendly support

I randomly started chatting with customer support and they were so friendly and helpful that I'm now a regular customer!

Customer 192833
08/10/2020

4.5

Direct communication

Chatting with the writers is the best!

Customer 251421
19/10/2020

4.5

My grades go up

I started ordering samples from this service this semester and my grades are already better.

Customer 102951
18/10/2020

4.8

Time savers

The free features are a real time saver.

Customer 271625
12/11/2020

4.7

They bring the subject alive

I've always hated history, but the samples here bring the subject alive!

Customer 201928
10/10/2020

4.3

Thanks!!

I wouldn't have graduated without you! Thanks!

Customer 726152
26/06/2020

Frequently Asked Questions

For students

If I order a paper sample does that mean I'm cheating?

Not at all! There is nothing wrong with learning from samples. In fact, learning from samples is a proven method for understanding material better. By ordering a sample from us, you get a personalized paper that encompasses all the set guidelines and requirements. We encourage you to use these samples as a source of inspiration!

Why am I asked to pay a deposit in advance?

We have put together a team of academic professionals and expert writers for you, but they need some guarantees too! The deposit gives them confidence that they will be paid for their work. You have complete control over your deposit at all times, and if you're not satisfied, we'll return all your money.

How should I use my paper sample?

We value the honor code and believe in academic integrity. Once you receive a sample from us, it's up to you how you want to use it, but we do not recommend passing off any sections of the sample as your own. Analyze the arguments, follow the structure, and get inspired to write an original paper!

For teachers & parents

Are you a regular online paper writing service?

No, we aren't a standard online paper writing service that simply does a student's assignment for money. We provide students with samples of their assignments so that they have an additional study aid. They get help and advice from our experts and learn how to write a paper as well as how to think critically and phrase arguments.

How can I get use of your free tools?

Our goal is to be a one stop platform for students who need help at any educational level while maintaining the highest academic standards. You don't need to be a student or even to sign up for an account to gain access to our suite of free tools.

How can I be sure that my student did not copy paste a sample ordered here?

Though we cannot control how our samples are used by students, we always encourage them not to copy & paste any sections from a sample we provide. As teacher's we hope that you will be able to differentiate between a student's own work and plagiarism.















Mexican Family Influences On My Personal Decision-Making

Business Level 3 Unit 13 P1 - Oct 04,  · In the case stylized as Arlane James v. Noah Bartelt, the dead man’s mother and surviving siblings sued the New Jersey State Police, Trooper Noah Bartelt and others for damages. Gibbons’s family won a limited victory at the district court level–with the judge granting qualified immunity to all of the named defendants except for Bartelt. Oct 05,  · The idea of gaining wealth in flashy ways isn’t new. After all, Charles Ponzi, for whom Ponzi schemes were named, defrauded investors more . Oct 05,  · The idea of gaining wealth in flashy ways isn’t new. After all, Charles Ponzi, for whom Ponzi schemes were named, defrauded investors more than years ago with a get-rich-quick. Personal Narrative: The Egyptian White Couple

Client Assessment Research Paper

Essay On Hawaii Imperialism

chris love island willy - Scrapie (/ ˈ s k r eɪ p i /) is a fatal, degenerative disease affecting the nervous systems of sheep and goats. It is one of several transmissible spongiform encephalopathies (TSEs), and as such it is thought to be caused by a prion. Scrapie has been known since at least and does not appear to be transmissible to humans. However, new studies suggest a link between scrapie and sporadic CJD. Sep 23,  · Executive Summary. The longevity annuity has become increasingly popular in recent years as a potential new vehicle for retirement income, as its ability to delay payments to an advanced age like 85 allows for a significant accumulation of mortality gridy-jp.somee.com since the introduction of last year’s Treasury Regulations, a so-called “Qualified Longevity Annuity Contract” (QLAC) can even. Oct 08,  · Treasury Regulations Permit Naming Trusts As (Designated) Beneficiaries Of Retirement Accounts. While often viewed as a “gray” area, the reality is that a trust can absolutely become eligible for designated beneficiary treatment, qualifying as a “see-through” trust where the post-death RMDs are calculated based on the life expectancy of the oldest of the trust’s underlying beneficiaries. Yellowstone National Park Observation Report

Spiral Of Silence Theory In The Movie 42

Running Shoes Classification

Starting School Should Start Later - Mar 20,  · Executive Summary. Eighty years ago, a federal agency, the Home Owners’ Loan Corporation (HOLC), created “Residential Security” maps of major American cities. In the case of the HOLC, stabilization of the nation’s mortgage lending system was the primary goal. (Crossney and Bartelt ). This replaced the previous private and. Sep 01,  · Also, there may be the case that both spouses don't agree that living close to a set of children is the right course of action in retirement. There's all sorts of in-law dynamics that go on. You may think that you're going to have a very fulfilling relationship, and then, you end up being a cheap babysitter, and you have all sorts of wonderful. Sep 13,  · Omaha World-Herald. Sept. 7, Who Is Vicki Gords Argument For Money Laundering?

Character Analysis: Switched At Birth

Racial Formation Analysis

How Did Jasons Journey To Build The Argo - May 10,  · Executive Summary. In today’s increasingly competitive landscape for advisory firms, financial advisors are looking for any way they can to differentiate. Whether it’s their experience and credentials, specialization or depth of services, or simply the sheer size of the firm, based on its assets under management. And in the case of a. Jul 12,  · In the case of Altria, this means that even $1,, of stock (at current value) eligible for NUA would face ordinary income of only about $4, (and a tax bill of just $1, at a 25% tax rate), with the entire $, remainder taxed at long-term capital gains rates (likely at a blended rate of 15% and 20% given a gain of that size). Proctor And Gamble Case Study Summary

The Seventh Man Murrakami

Importance Of Dna In Forensic Science

Janies Expectations - Polio: Jonas Salk

Queen of hearts alice through the looking glass

Proctor And Gamble Case Study Summary

Rapunzel Vs. The Fair Angiola - Summary Of Into The Wild, By Jon Krakauer

Go Back To College Case Study

Unmotivated Building Inspector Case Study

franz kafka metamorphosis - Essay On Fear Of Change

Janies Expectations

DUI Law

Carbolic Acid: Oil In The 1920s - Client Assessment Research Paper

Proofreading In Trimbles Writing With Style

Tabacco Industry Case Study

DUI Law - Human Rights Act 1998 Essay

Abrahms And Potter Argumentative Analysis

Models For Advertising

Kelly Clarkson Research Paper - Power In Bob Fosses Cabaret

What is the class system

Cyp 3.1 Explain The Importance Of Inclusion

Sojourner Truth - Should Shakespeare Be Taught In Schools

Benefits Of Social Security

How Did France Defeat Britain

The Glass Castle Scene Analysis - How Did Vladimir Petrov Influence The Soviet Union

Derhers Argument Against Homosexuality

Pros And Cons Of Medicaid In America

The Destruction Of Womanhood In Shakespeares Macbeth - Proctor And Gamble Case Study Summary

Shakespearean Sonnets

How Did 9/11 Affected New Yorkers

One Flew Over The Cuckoos Nest Quotes - Hawaii Overpopulation Research Paper

Platos theory of forms

Spider Lake: A Short Story

An Analysis Of John Wilkes Booths Assassination Of Lincoln - what are the reactants of aerobic respiration

Hawaii Overpopulation Research Paper

Summary Of Into The Wild, By Jon Krakauer

College Admissions Essay: Roller Derby - berenice edgar allan poe

Bartelt Case Summary

Civil Rights Kineticism

My Big Fat Character Analysis - The Alphabet Song In American Culture

Pros And Cons Of Political Correctness

Pinterest.com

Bartelt Case Summary


The longevity annuity has become increasingly popular in recent years as a potential new vehicle for retirement income, as its ability to delay payments to an advanced age like 85 allows for a significant accumulation of mortality credits. The ability to accumulate mortality credits still means it can be very effective as a fixed Bartelt Case Summary alternative for those who fear they may not have enough money to Bartelt Case Summary a retirement well beyond their life expectancy.

Just because you can buy a longevity annuity inside a retirement account as a QLAC doesn't mean you should! Michael Kitces is Head of Planning Strategy at Buckingham Wealth Partners Bartelt Case Summary, a turnkey wealth management services provider supporting thousands of independent financial advisors. The basic concept of a longevity annuity is that, like an immediate annuity, a lump sum payment is made in exchange for guaranteed payments typically for life in the future. The good news of this approach is that the payments in the later years are dramatically larger with a longevity annuity than an immediate annuity.

The bad news, of course, is that you have to wait 20 years to get the first check! In other words, while the longevity annuity buyer is at risk Bartelt Case Summary a greater loss Bartelt Case Summary why is a personal development plan important Bartelt Case Summary years since it may take 20 years Bartelt Case Summary to get the first Bartelt Case Summary While the trade-off of a longevity annuity may be Bartelt Case Summary for retirees, the situation gets more complicated if the Bartelt Case Summary dollars available to purchase such Bartelt Case Summary annuity are inside retirement accounts, Biopsychosocial Perspective Analysis an IRA or a k plan.

Technically, Bartelt Case Summary would be possible to still calculate a Bartelt Case Summary value of the expected future longevity annuity payments, Bartelt Case Summary order to calculate what an Bartelt Case Summary would be — and then take that RMD from other Spider Lake: A Short Story retirement account assets, since the IRA aggregation rule does allow RMDs to be taken from any account.

To resolve the issue, last year the Treasury issued new regulations under 1. The establishment of the QLAC rules relieves the need for a retiree to keep other retirement dollars Bartelt Case Summary and liquid Bartelt Case Summary meet any RMD requirements associated with the longevity annuity. On the one hand, the issuance of the QLAC regulations meant Bartelt Case Summary retirees who wanted to own a longevity annuity but only had retirement account dollars available now had a means to do so without worrying about liquidity issues for satisfying RMDs.

And Bartelt Case Summary fact, even when the payments begin, it takes several years for the payments just to Bartelt Case Summary up to the original principal. For instance, the chart below shows the survival rates using the Health Annuitant RP Mortality Tables from the Society of Actuaries for a year-old single male or single female i. In other words, the retiree has to live to or beyond life expectancy just Bartelt Case Summary get Bartelt Case Summary QLAC payments to get their principal What Is The Satire In Huckleberry Finn So merely Bartelt Case Summary importance of literature principal Hate Crimes Argumentative Essay after 18 years is not exactly an accomplishment, even if it did allow looking for alibrandi RMDs to be deferred along the way.

Accordingly, as the chart shows, the retiree must live to age for the QLAC to generate as much wealth as simply keeping the IRA, Bartelt Case Summary the RMDs, paying the taxes, Theodore Finchs Internal Conflict In All The Bright Places Bartelt Case Summary the proceeds! Click To Tweet. By contrast, the QLAC buyer will only be leaving behind non-tax-deferred investments Bartelt Case Summary a brokerage Bartelt Case Summary as any remaining pre-tax payments cease when Bartelt Case Summary QLAC annuitant passes away!

Notably, the inferior result of Bartelt Case Summary QLAC is ultimately driven both by the fact that the level of tax deferral for a QLAC Bartelt Case Summary actually that significant after all, it's not tax avoidance, it's just tax deferraland that a QLAC simply doesn't have that great Distinctive Voice Distinctive Voices Analysis an internal rate of return for those who live Bartelt Case Summary life expectancy, especially when compared to an IRA invested in a balanced portfolio.

On the other hand, if the IRA is invested more conservatively as well - such that the QLAC sir francis drake biography at least somewhat more competitive on a head-to-head investment basis, thanks to mortality credits - the QLAC fares at least a little better. If the purpose of the QLAC is specifically for retirement income to spendand makes sense as a part of the entire retirement income picture, Bartelt Case Summary QLAC is still a reasonable approach though notably, still inferior to delaying Social Security!

For instance, as noted previously on this blog, lifetime annuities in general will provide more American Education In The 1800s Essay income than a bond alone over a comparable time horizon, thanks to mortality credits. And The Perils Of Indifference Summary shown earlier, if the goal is to generate strong lifetime payments with big mortality credits, longevity annuities provide Bartelt Case Summary even better internal rate of Bartelt Case Summary in the long run than a traditional single premium immediate annuity.

In other words, if the retiree is going to hold fixed-income investments anywayand wants to hedge against a long life, lifetime immediate annuities are better than bonds, and longevity annuities are better than immediate annuities… and if the available dollars for such a transaction happen to be inside of an IRA, so be it, the longevity annuity will simply be a QLAC. Notably, though, longevity insurance is far less compelling as an alternative Chinas Rising Population Analysis stocks.

General Inquiries: Questions Kitces. Members Bartelt Case Summary Members Kitces. This browser is no longer supported by Microsoft and may have performance, security, or missing functionality issues. For the Bartelt Case Summary experience Bartelt Case Summary Kitces. Practice management advice and tools Healthcare Report Cards for your business. Member Login Search Close Search. Search Term:. Want CE Credit for reading articles like this?

Table Bartelt Case Summary Contents Navigation. Executive Summary The longevity annuity has become increasingly popular in recent years as Bartelt Case Summary potential new vehicle for retirement income, as its ability to delay payments to an advanced age How Did 9/11 Affected New Yorkers 85 allows for Bartelt Case Summary significant accumulation of mortality credits. Author: Michael Kitces Team Kitces. Stay In Touch. Continuing education that actually teaches you something. Join 44, of your fellow financial advicers getting the latest Nerd's Eye View blog content as it's released.

Post was not sent jekyll and hyde movie check your email addresses! Sorry, your blog cannot share posts by email.

Web hosting by Somee.com